Tiers & Suitability

How 0-10 scores map to Prime, Core, and Edge tiers, published-tier stability, and institutional suitability labels.

Tier Mapping

TierScore RangeInterpretation
Prime8.0 - 10.0Strong relative resilience under current evidence
Core5.0 - 7.9Moderate resilience with meaningful constraints
Edge0.0 - 4.9Elevated or unresolved risk pressure

Tiers are relative classifications, not guarantees or recommendations.

The Prime cutoff is set at 8.0 so reaching Prime requires genuine strength across the four vectors. A vault cannot land in Prime purely on the back of one dominant vector when the others are mediocre.

Published-Tier Stability

The API publishes a stabilized tier rather than every instantaneous boundary crossing. The raw score remains visible, but the public tier can dwell briefly during a boundary move.

Move typeDwell
Promotion6 hours
Demotion24 hours

A reversal during the dwell window resets the clock. Severe demotions bypass dwell through hard floors.

Current published tierImmediate demotion floor
PrimeScore below 7.75
CoreScore below 4.75

This keeps public tiers stable near boundaries while still publishing material deterioration immediately.

Provenance Fields

Each score run records provenance that lets consumers tie a score to inputs and methodology.

FieldMeaning
run_idUnique score-run identifier
methodology_versionActive scoring methodology version
input_snapshot_hashHash of the score-run input snapshot
fail_safe_modenormal, degraded, or fail_closed

Vault responses surface run provenance through their risk vectors and score-run references.

Suitability Labels

Alongside the numeric tier, the methodology emits a suitability label that captures governance and evidence requirements on top of score.

SuitabilityRule
institutionalreviewed + final score ≥ 8.0 + no hard-fail flags + high-confidence evidence
qualifiedreviewed or provisional + final score ≥ 5.0
speculativereviewed or provisional but below qualified, or constrained by caps
not_assessedunreviewed

Suitability and tier are distinct. Tier describes the score range. Suitability adds governance and evidence requirements on top of the score.

A Prime-tier vault can still fall short of institutional if evidence confidence or review status is insufficient. Conversely, institutional requires both a Prime score and clean governance and evidence state.

What Forces A Lower Outcome

Score-limiting constraints are explicit and explainable.

  • asset-level cap cascade for review status, hard-fail flags, overrides, and staleness
  • unresolved address fallback to strict unreviewed behavior
  • portfolio-level concentration, correlation, and wrong-way penalties
  • asset-quality drag and hard caps for lower-quality assets
  • unaudited protocol versions cap the vault composite at 4.9
  • history tier ceiling
  • active-incident ceiling
  • fail-safe operational mode

Practical Reading Guidance

  • A Prime tier can still be non-institutional if evidence confidence or governance criteria are insufficient.
  • A Core or Edge tier often indicates one or more binding caps.
  • When fail-safe mode is fail_closed, no score is served by design.

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