Risk Framework v4.1

How Philidor scores DeFi vaults 0-10 using a 3-vector model with v4.1 asset methodology, explainability, and model governance controls.

Philidor assigns each tracked vault a 0-10 relative resilience score.

What The Score Means

The score estimates relative resilience to loss scenarios under the current model version and current evidence quality.

Higher score means stronger observed controls and lower modeled failure pressure.
Lower score means known risk pressure, data weakness, or both.
The score is for comparison, not a guarantee.

raw_total = 0.4 * asset_vector + 0.4 * platform_vector + 0.2 * governance_vector
final_total = asset_quality_drag(raw_total)

Vector	Weight	Measures
Asset Composition	40%	Category-specific asset failure risk, evidence quality, caps
Platform & Strategy	40%	Code maturity, audits, strategy complexity, dependency pressure
Governance Controls	20%	Timelocks, immutability, depositor reaction window

Asset vector uses the v4.1 category and dimension framework.
Platform and governance vectors remain deterministic and active in the composite.
Address + chain is the scoring identity key. Symbol is display-only.
Risk outputs include explainability metadata (caps, flags, provenance).

Evidence-aware by default: unresolved assets remain fail-safe, but known assets are scored primarily on observed dimensions rather than workflow status.
Deterministic computation: same inputs and methodology version produce same outputs.
Governed change control: methodology versions, approvals, and score runs are tracked.
Explainability-first: score consumers can inspect why a score is capped or constrained.

Range	Tier	Plain-language interpretation
8.0-10.0	Prime	Strong observed controls and evidence quality relative to tracked vaults
5.0-7.9	Core	Moderate risk profile with meaningful constraints or uncertainty
0.0-4.9	Edge	Elevated or unresolved risk profile; often capped by flags, staleness, or missing coverage